Frequently Asked Questions

Below are some of our frequently asked questions. If you have any other questions or concerns, please feel free to contact us.

1. What is the difference between the replacement cost and the actual cash value of my property?

What is the difference between the replacement cost and the actual cash value of my property?
Replacement-cost coverage pays to replace your home and belongings with materials of "like kind and quality" at current prices. Actual cash-value policies reimburse at a depreciated value. A replacement-cost policy will usually cost a little more but will benefit you in the end.

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